TERMS OF USE
Please carefully read these Terms of Use before purchasing and engaging with Healthy Gut Academy (hereinafter referred to as the “Online Course”). The Online Course and its content are the sole property of DC Life OÜ.
1. DEFINITIONS
For the purposes of this Agreement:
- “Company”, “We”, “Us”, or “Our” refers to DC Life OÜ.
- “Participation”, “Participating”, “Using”, or “Use” refers to accessing, reading, implementing, trying, or otherwise engaging in the Online Course.
- “You” or “Your” refers to the purchaser and participant of the Online Course.
2. CONSENT & AGREEMENT
By purchasing and participating in the Online Course, you confirm that:
- You have read, understood, and agree to abide by these Terms of Use.
- You are at least 18 years of age or have parental/guardian consent to enrol.
- You understand that violating any part of these Terms of Use may result in immediate termination of access without a refund.
3. DISCLAIMER – NO MEDICAL ADVICE
- The Online Course is for informational and educational purposes only.
- It is not a substitute for professional medical advice, diagnosis, or treatment.
- You should always consult a licensed medical professional before making any health decisions.
- DC Life OÜ assumes no liability for any issues that arise from your participation in this Online Course.
4. ASSUMPTION OF RISK & LIABILITY WAIVER
By purchasing and using the Online Course, you acknowledge and accept that:
- You are solely responsible for any decisions or actions taken based on the content provided.
- You fully assume all risks associated with participation, including but not limited to adverse health reactions.
- DC Life OÜ is not liable for any injury, illness, or damages resulting from the application of course materials.
5. INTELLECTUAL PROPERTY – STRICTLY NO COPYING OR SHARING
- All content, materials, videos, PDFs, guides, and resources are the exclusive intellectual property of DC Life OÜ.
- You are strictly prohibited from:
- Sharing login details or granting others access to the course.
- Copying, redistributing, reproducing, or republishing any content in any manner.
- Using course content for commercial purposes, including reselling, repackaging, or teaching the material.
- Violation of this clause will result in immediate removal from the Online Course without refund, and legal action may be pursued.
6. NO GUARANTEES OR CLAIMS
- Your success in gut health depends on individual circumstances such as diet, lifestyle, and medical history.
- DC Life OÜ does not guarantee any specific results or outcomes.
- Testimonials and case studies are individual experiences and should not be considered as guarantees of success.
7. PAYMENT TERMS & FAILED PAYMENTS
General Payment Terms
- When you purchase Healthy Gut Academy (HGA), you agree to pay in full or through a three-month or six-month payment plan.
- Payments are processed via Stripe, and their respective privacy policies apply.
- DC Life OÜ is not responsible for any issues arising from third-party payment processors.
Subscription Terms / Failed Payments
If you select the Payment Plan, you agree to:
- Automatic payments for three (3) or six (6) consecutive months.
- Authorising DC Life OÜ to charge your chosen payment method without requiring further approval.
Payment Failure Policy
- First failed attempt: 1-day grace period to update payment details.
- Second failed attempt: Access to HGA is suspended until payment is successful.
- Third failed attempt: Permanent removal from HGA, no refund, and potential legal recovery.
8. REFUND POLICY – STRICTLY NO REFUNDS
- All sales are final due to the digital nature of the Online Course.
- No refunds, transfers, or exchanges will be provided under any circumstances.
- Chargebacks are strictly prohibited (see Clause 14).
9. TERMINATION OF ACCESS
DC Life OÜ reserves the right to revoke your access without refund if you:
- Violate any part of these Terms of Use.
- Share, reproduce, or attempt to profit from the course content.
- Engage in unlawful or disruptive behaviour within the course community.
10. FORCE MAJEURE
DC Life OÜ is not liable for failure or delay in performance due to causes beyond our control, including natural disasters, cyberattacks, government restrictions, or power outages.
11. NON-DISPARAGEMENT CLAUSE
You agree not to publicly make false, misleading, defamatory, or negative statements about DC Life OÜ, its owners, employees, or the Online Course. Breaches may result in legal action.
12. CONFIDENTIALITY & PRIVACY POLICY
- DC Life OÜ respects your privacy and agrees to keep your personal data confidential.
- However, by purchasing HGA, you acknowledge that:
- Your personal data may be collected, stored, and processed in compliance with GDPR (General Data Protection Regulation).
- DC Life OÜ may collect analytics on your participation for internal improvement but will never sell or share your data with third parties.
- Any community discussions, group coaching calls, or live Q&A sessions inside HGA are confidential, and you agree not to share other participants’ personal details, health stories, or private messages.
13. TESTIMONIAL & CONTENT RELEASE
By purchasing and participating in HGA, you voluntarily grant DC Life OÜ the right to:
- Share any feedback, testimonials, or success stories you provide for marketing purposes (e.g., website, social media, advertising).
- Use anonymous case studies based on your journey inside HGA for educational purposes.
- You may request the emoval of your testimonial in writing by contacting [email protected], but prior promotions using your testimonial will not be retracted.
14. NO CHARGEBACK POLICY – STRICTLY ENFORCED
By purchasing HGA, you explicitly agree that:
- You will not initiate chargebacks, payment reversals, or refund claims via your bank, PayPal, or credit card provider.
- If a fraudulent chargeback is filed, DC Life OÜ reserves the right to:
- Permanently ban you from any future programs, services, or offerings.
- Pursue legal action for damages, collection costs, and loss of income.
- Report any chargebacks that may affect your credit rating to relevant credit bureaus.
15. ARBITRATION AGREEMENT
- All disputes shall be resolved through binding arbitration under Estonian law.
- No class-action lawsuits are permitted.
16. SEVERABILITY
If any provision is found unenforceable, the remaining provisions remain valid.
17. MODIFICATIONS TO TERMS
- DC Life OÜ reserves the right to modify these Terms of Use at any time.
- Continued participation after updates constitutes acceptance of the new terms.
18. ENTIRE AGREEMENT
- These Terms of Use represent the entire agreement between DC Life OÜ and the purchaser.
19. CHOICE OF LAW
- These Terms of Use shall be governed and interpreted under Estonian law.
20. CONTACT INFORMATION
For any questions or concerns, contact us at:
📩 Email: [email protected]
By purchasing and participating in the Online Course, you confirm that you have read, understood, and agreed to these Terms of Use.